Lexington Law provides credit repair and
credit monitoring services to help improve your
credit score and protect you from
identity theft.
They repair negative items on your credit reports from the three major bureaus. Items that are repaired include late payments, collections, charge offs,
bankruptcies, repossessions, foreclosures, judgments, and other negative items.
After signing up for the service, you are required to furnish your initial credit reports from all three bureaus, and forward them and all future reports that you receive in a timely fashion. Besides that process, they do everything else for you.
Upon receiving your reports, they enter your data into their system, which allows you to choose which items you would like to dispute through their online interface. They make this process simple and live
customer service representatives are available to assist you should you ever have any questions.
There are three different service levels available, including Lexington Regular, Concord Standard, and Concord Premier, which provide additional tactics to remove negative items from your report as well as other services including their credit monitoring service.
The best thing about this service is that it is guaranteed with a full refund policy. However, it is unlikely you will need it as
Lexington Law has an excellent track record in removing negative items from their clients’ credit reports.
Most Attractive Feature(s): Online account access; risk-free refund policy; unlimited disputes.
Least Attractive Feature(s): Customer must provide and forward credit reports; set-up fee.
Additional Perks:
-
Free phone and e-mail support.
-Credit score analysis.
-Goodwill interventions.
-Escalated information requests.
-
Debt validation.
-Monthly score analysis.
-ReportWatch credit monitoring.
-InquiryAssist credit report analysis and tools.
Important
Notations: See the application for the complete terms and conditions of the program.Note: The review of this product was updated on 11/13/2009. The information in this review was believed to be accurate during that time. Some information may have changed since that date.
No comments:
Post a Comment